Zahnbehandlung auf Krankenkasse Deutschland – Denis-Focus Dental Ungarn
GKV · Fixed subsidy · Denis-Focus Dental · Hungary

Dental treatment covered by health insurance
as a German patient in Hungary.

As a German patient, you are entitled to Dental treatment covered by health insurance in Hungary – with full statutory health insurance co-payment. Denis-Focus Dental creates the treatment and cost plan in German free of charge – ready for your statutory health insurance.

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25+
Years of experience in dentistry
16.540+
Patients from Austria, Germany & Switzerland
HKP
Free in German, according to GKV guidelines
~4 hours.
From Munich – via the A9/A8
Zahnbehandlung auf Krankenkasse Deutschland – Denis-Focus Dental Empfang Zahnbehandlung auf Krankenkasse GKV Ungarn – Kostenerstattung Denis-Focus Dental
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Important for German patients: In Germany, the approval of the treatment and cost plan by the health insurance company mandatory before start of treatment. If treatment is started without an approved HKP, the health insurance company can refuse full cost reimbursement. Denis-Focus Dental creates the HKP free of charge – please allow approximately 3 weeks for processing.

Dental treatment covered by health insurance in Hungary – how does it work?

One Dental treatment covered by health insurance in Hungary has been regulated by law for German insured persons since 2004. According to § 13 SGB V As a statutory health insurance member, do you have the same entitlement to fund-related allowance as with treatment in Germany – no matter whether you are treated in Munich or at Denis-Focus Dental in Mosonmagyaróvár.

In Germany, the cost reimbursement procedure therefore follows a strict, binding order. The crucial difference to Austria: the treatment and cost plan must before the first treatment submitted to and approved by the health insurance company. Denis-Focus Dental will fully support you through this process – free of charge and in German.

The reimbursement request will also be submitted by the patient themselves to the health insurance company in any case. Our clinic will provide all necessary documents and hand them over to the patient so that the reimbursement is transparent and paid out in full directly to you.

At a glance
  • Get prior authorization for HKP
  • Processing time approximately 3 weeks
  • subsidy: 60–75% of standard care
  • Bonus booklet increases the subsidy
  • HKP free in German from us
  • Individual invoices + total invoice
  • Medical justification upon request
  • Patient submits themselves – no direct contact clinic-insurance
GKV subsidy

What is the fixed subsidy from health insurance for dental prosthetics in Hungary?

60%
Basic lump-sum grant
Without a bonus booklet – basic entitlement of all statutory health insurance patients to standard care.
70%
With 5 years on the bonus booklet
Continuous annual dental visits for 5 years – also stampable in Hungary.
75%
With a 10-year bonus booklet
Continuous annual dental visits for 10 years – maximum statutory health insurance subsidy.

The fixed subsidy is based on German standard care – not on the actual invoice amount from Hungary. Since Denis-Focus Dental is significantly cheaper than German practices, the fixed subsidy therefore covers higher share actual costs. That's double the savings: more affordable treatment + full German fixed subsidy. Hardship provision: With low income, statutory health insurance can cover up to 100% of standard care.

Step by step

Cost Reimbursement Process – From Planning to Disbursement

1
First appointment – please bring required information
  • E-Card / European Health Insurance Card
  • Insurance number
  • Name of the health insurance company

Denis-Focus Dental creates the treatment and cost plan (TCP) according to German guidelines during the first appointment – free of charge and in German.

2
Submit the HKP to the health insurance company before starting treatmentYou must submit the HKP to your health insurance company yourself and wait for approval. The processing time is usually at least 3 weeks. A personal visit to the health insurance company can speed up processing.
⚠️ Treatment may only commence after approval. Without an approved HKP, health insurance may refuse full reimbursement.
3
Begin treatment and receive billsOnce the HKP is approved, treatment begins. Denis-Focus Dental will issue a detailed individual invoice for each treatment appointment. You will submit these regularly to your health insurance provider. In certain cases, the health insurance provider may request additional panoramic X-rays.
4
Final bill after completion of treatmentUpon completion of the entire treatment, Denis-Focus Dental will issue a final invoice confirming the completion of the treatment. You will submit this along with the itemized invoices to your health insurance provider.
5
Reimbursement receivedThe health insurance company transfers the approved fund-related allowance directly to you. Since Denis-Focus Dental may not be in direct contact with foreign health insurance companies, all communication takes place exclusively between you and your insurance company. This ensures that the reimbursement amount is received by you in full and without deductions.
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If additional documents are requestedGerman health insurance companies may request additional medical forms or documents. Forward these to Denis-Focus Dental — we will fill them out and send them back to you for submission. We also provide a medical justification free of charge upon request.
What does statutory health insurance pay for?

Which treatments are reimbursed and which are not?

✓ Co-payment possible
  • Dental prosthetics (crowns, bridges, dentures) – with condition-related fixed allowances
  • Panoramic X-ray
  • Oral hygiene / Dental cleaning (restricted)
  • Fillings (basic care)
  • Periodontosis therapy – for pocket depth > 3.5 mm
  • Root canal treatment – when a tooth is worth saving
– No dental insurance benefit / Out-of-pocket expense
  • Dental implants – not standard care (except after severe accident); fixed subsidy only for dentures on the implant
  • Purely aesthetic treatments without medical indication
  • Private medical services (e.g., laser treatment)
  • Fissure sealing in adults
  • Additional costs for higher-quality materials (borne by the client)
Please note

Important Notes for Reimbursement

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Will the treatment without prior authorization begun, the health insurance company can refuse cost reimbursement altogether.
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The approved treatment and cost plan cannot be deviated from at the request of the health insurance company. Denis-Focus Dental is solely responsible for medically indicated treatments.
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Impressions and digital scans cannot be handed over, even if the health insurance company requests them.
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The health insurance company may refuse to reimburse the costs of treatments that have already been discounted.
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The Bonus booklet can also be stamped at Denis-Focus Dental will – this stamp is recognized by German health insurance companies as a full preventative examination.

Dental Treatment Covered by Health Insurance in Hungary: What German Patients Need to Know

Since 2004, individuals with statutory health insurance in Germany have been entitled to Dental treatment covered by health insurance in every EU country. So that also applies to Hungary. The basic principle is simple: the health insurance company pays the same fund-related allowance as with treatment in Germany. However, the treatment costs at Denis-Focus Dental are significantly lower. This results in a special cost-saving effect.

GKV Dental Subsidy Hungary – The Double Savings Effect

The GKV Dental Prosthesis Subsidy Hungary is calculated based on the German standard provision costs. These are comparatively high costs. Since Denis-Focus Dental is significantly cheaper, this fixed subsidy covers a much higher proportion of the actual bill. In addition, there is the cheaper treatment itself. This way, you save twice.

An example: A three-unit zirconium bridge typically costs between €2,500 and €4,000 in Germany. At Denis-Focus Dental, the same service starts at €300. The Dental crown or the bridge GKV (statutory health insurance) subsidy remains just as high. Your personal contribution is therefore drastically reduced.

Health and Cost Plan Hungary – why is the HKP so important?

Unlike Austria, in Germany, a strict approval requirement. The Greetings and cost plan Hungary must be approved by the health insurance company before any treatment. Without this approval, the insurance company can refuse reimbursement entirely – even retroactively. Denis-Focus Dental creates the HKP according to German guidelines free of charge in German. This allows you to submit it directly to your insurance company.

Health insurance dentures Hungary – which services are subsidized?

The statutory health insurance subsidy applies to Crowns, bridges, and dentures – so for the Dentures in Hungary just like in Germany. For Dental implants in Hungary The statutory health insurance (GKV) does not cover the implant itself. However, you will receive the normal fixed subsidy for the dental prosthesis on the implant (crown, bridge). This makes treatment in Hungary particularly cost-effective.

Why Denis-Focus Dental for German patients?

Denis-Focus Dental in Mosonmagyaróvár is approximately 4 hours away from Munich. The clinic is easily accessible via the A9/A8 motorways. For over 25 years, we have been treating patients from Germany, Austria, and Switzerland. Our team prepares all documentation according to German GKV (statutory health insurance) requirements. We are very familiar with the process.

Terms of payment

Payment Plans and Payment Terms at Denis-Focus Dental

Our payment system is based on the treatments actually performed. After receiving the cost estimate, the total costs are transparently broken down into partial amounts. The partial amounts are assigned to the respective treatment appointments. You therefore only pay for the services performed on the respective day. This means there are no hidden costs.

Before treatment begins, you will receive a complete overview. It includes the total costs, individual installments, and their respective due dates. Advance payment of the entire treatment amount is not possible.

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Bar or bank card
Payment is made on site in cash or by bank card. Bank transfer is not possible.
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Partial payments per appointment
You will only pay for services rendered on the respective day – no advance payment of the total amount is possible.
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Final bill at the end
Upon completion, you will receive a total invoice – the basis for submission to your health insurance provider.
Frequently asked questions

Frequently Asked Questions about Cost Reimbursement for German Patients

Yes – since 2004, those with statutory health insurance have been entitled to fund-related allowance even for dental treatment in Hungary. The fixed subsidy amounts to 60% of the German standard provision (without bonus booklet), 70% after 5 years, or 75% after 10 years of uninterrupted bonus booklet. The prerequisite is the approval of the HKP before the start of treatment.
Yes – that's in Germany imperative. Without prior approval from the HKP, the health insurance company can completely refuse reimbursement. Denis-Focus Dental creates the HKP free of charge in German according to German GKV guidelines. Please allow approximately 3 weeks for processing.
The finding-related fixed subsidy is a fixed percentage of the German standard healthcare costs – not the actual bill. Since treatment at Denis-Focus Dental is cheaper than in Germany, this fixed subsidy covers a higher proportion of the actual costs. That's the double saving effect.
Yes – the stamp from Denis-Focus Dental is recognized by German statutory health insurance providers as a complete preventive dental examination. A seamlessly maintained bonus booklet for 5 years increases your fixed subsidy to 70%, and for 10 years to 75%.
We are exhibiting: Treatment and Cost Plan According to German guidelines, detailed itemized invoices per appointment, a final invoice upon completion of treatment, a medical justification upon request, and panoramic X-rays. All documents in German, free of charge.
The implant itself is not considered standard care – therefore, statutory health insurance (GKV) does not pay a fixed subsidy for the implant. For the Dental prosthesis on the implant (Crown, Bridge) you will still receive the normal supplementary allowance. Exception: After a severe accident, an implant allowance may be possible. Private supplementary insurance may cover more.
Please forward the requested documents to us. Denis-Focus Dental will complete them and send them back to you for submission. If a medical justification is required, we will prepare that as well. Denis-Focus Dental is not permitted to make direct contact with foreign health insurance companies; all communication must go through you.

Questions about Health insurance reimbursement
for German patients?

Our German-speaking team will create your treatment and cost plan free of charge – ready for your statutory health insurance. Free initial consultation, non-binding and personal.