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Zahnbehandlung Ungarn Krankenkasse Österreich – Denis-Focus Dental
ÖGK · BVAEB · Private Insurance · Denis-Focus Dental

Dental Treatment in Hungary –
What does your health insurance cover?

As an Austrian policyholder, you have the right to receive treatment in Hungary and apply for reimbursement. Denis-Focus Dental provides all documentation in German free of charge – ready for your ÖGK, BVAEB, or private insurance.

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25+
Years of experience in dentistry
16.540+
Patients from Austria, Germany & Switzerland
100%
Documents in German, free
~60 km
From Vienna - approx. 45 min. via A4/M1
Zahnbehandlung auf Krankenkasse Ungarn – Denis-Focus Dental Empfang Zahnbehandlung auf Krankenkasse Österreich – Kostenerstattung Ungarn

Dental treatment covered by health insurance in Hungary – is that possible?

Yes – one Dental treatment covered by health insurance This is possible in Hungary, and has been since EU law in 2004. Since Hungary is an EU member, you as an Austrian insured person have the right to reimbursement for dental treatments in any EU country. Therefore, the ÖGK (Austrian Health Insurance Fund) reimburses the same amount it would pay to a dentist of your choice in Austria.

However, the application for reimbursement will in any case by the patient themselves submitted to the health insurance company. Denis-Focus Dental will provide all necessary documentation and hand it over to the patient. This ensures that reimbursement is transparent and that you receive the full amount.

Important to know: The process is similar for all insurances, although private insurance packages may contain different conditions. Denis-Focus Dental has years of experience with Austrian patients and therefore knows the requirements of the ÖGK, BVAEB, and private insurance companies precisely.

At a glance
  • EU Law: Reimbursement possible in every EU country
  • No prior authorization for conservative treatments
  • Reimbursement as a fixed amount (not a percentage)
  • All documents in German, free
  • Individual and total invoice included
  • Medical justification upon request
  • X-rays included
  • Patient submits themselves – no direct contact clinic-insurance
Free advice →
ÖGK Cost Reimbursement

Dental treatment via health insurance in Hungary – what does ÖGK cover and what doesn't it?

✓ Will be refunded
  • Panoramic X-ray
  • Oral hygiene / Dental cleaning (once a year)
  • Fillings (conservative treatment)
  • Tooth extractions
  • Root canal treatments (with limitations)
  • Removable dentures / Full dentures – prior approval required by ÖGK
  • Periodontal treatments – individual case decision, medical justification required
– Not refunded or barely refunded
  • Dental Implants (Private Service - except in special medical cases)
  • Dental crowns and bridges (fixed dentures) – only with a special medical indication
  • Purely aesthetic treatments without medical indication
  • Veneers

Note: Starting May 2025, the ÖGK has increased the co-payment for indispensable dental prosthetics from 25% to 30%. For conservative treatments, the ÖGK reimburses 80% of the contracted dentist's fee. Denis-Focus Dental offers free consultations regarding your individual situation.

ÖGK · BVAEB · Private Insurance

What does each insurance company pay for?

Gegistered or state-insured
Austrian Health Insurance Fund
Erstattet 80% des Vertragszahnarzttarifs für konservative Leistungen. Für Zahnersatz (Krone, Brücke, Implantat) ist die Erstattung stark eingeschränkt – nur in medizinischen Ausnahmefällen möglich. Abnehmbarer Zahnersatz (Vollprothese) wird nach Vorab-Genehmigung mit bis zu 75% bezuschusst.
Public Servants
BVAEB
In certain cases, it also provides a subsidy for implants—a unique feature compared to the ÖGK. It is worthwhile to inquire specifically with the BVAEB about which dental treatments in Hungary are reimbursed.
Privately insured
Supplementary dental insurance
Private dental insurance covers 80-90%% of the costs, depending on the plan – including for implants, zirconium crowns, and bridges. Denis-Focus Dental creates the treatment and cost plan free of charge, which you can submit to your insurance company before treatment begins.
Step by step

Cost Reimbursement Process – From Treatment to Payout

1
Bring to the first appointment
  • E-Card / European Health Insurance Card
  • Insurance number
  • Name of your health insurance

(The e-card is not valid for planned treatments – only for emergencies.)

2
For larger treatments: Submit the treatment and cost plan in advanceFor dental prosthetics (especially removable dentures), the ÖGK recommends prior approval. Denis-Focus Dental will create the Free estimate and cost plan in German - ready for submission. This way you know how much your insurance will cover before the first procedure.
3
Treatment and invoices receivedDenis-Focus Dental issues a detailed individual invoice for each treatment appointment, as well as a final invoice upon completion. All documents are in German and contain all mandatory information for Austrian health insurance providers.
4
Submit the application yourselfYou submit the documents to your health insurance company – no prior authorization needed for conservative treatments. Reimbursement is made as fixed amount, not a percentage. Submission can be made before, during, or after treatment is completed.
5
If additional documents are requestedThe health insurance company may request additional medical documents. The patient receives these and forwards them to Denis-Focus Dental. After completion, we will send the documents back so that the patient can submit them. Denis-Focus Dental does not have direct contact with foreign health insurance companies – communication is exclusively between the patient and the insurance company. This ensures that the reimbursement is fully received by the patient.
6
Payment receivedReimbursement is generally made after the completion of the entire treatment. At this point, Denis-Focus Dental will issue a final invoice, confirming the completion of treatment.
Documents

What documents does Denis-Focus Dental issue for your health insurance?

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Detailed invoices
Personalized, detailed invoices for the treatments performed – separately for each appointment. Of course, we can also resend any individual invoice.
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Treatment plan / cost estimate
Complete treatment and cost plan in German – ready for submission to ÖGK, BVAEB, or private insurance. Free and without obligation.
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Total bill
At the end of the treatment, we will issue a final invoice, which confirms completion and is required for reimbursement by the health insurance company.
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X-rays / CT scans
X-rays and CT scans taken during treatment, provided to the health insurance company upon request.
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Medical justification
If requested by the health insurance provider, Denis-Focus Dental will create a medical justification – e.g., for prosthetic restorations or periodontology treatments.
Germany
Everything in German
All documents are basically in German language issued - no translations needed, no additional costs.

Dental treatment covered by health insurance in Hungary: What you need to know

Since 2004, Austrian health insurance companies have been obligated to cover dental treatments throughout the entire EU. Specifically, this means that anyone receiving treatment at Denis-Focus Dental in Mosonmagyaróvár – located just about 60 km from Vienna – can receive the same Health Insurance Reimbursement Hungary apply as with a contracted dentist in Austria. The decisive difference, however, is that treatment costs in Hungary are significantly lower. This means your out-of-pocket expenses will be considerably lower, even with statutory health insurance reimbursement.

ÖGK Dental Treatment Covered by Health Insurance: What is Specifically Reimbursed?

The Austrian Health Insurance Fund reimbursed by a panel dentist – whether in Austria or in an EU country – 80% of the contract dentist tariff für konservative Leistungen wie Füllungen, Zahnreinigung und Röntgen. Wichtig dabei: Das bedeutet nicht, dass 80% Ihrer tatsächlichen Rechnung erstattet werden. Erstattet werden 80% dessen, was ein Vertragszahnarzt für dieselbe Leistung verrechnen dürfte. Der Health insurance subsidy Hungary is also a fixed amount – regardless of what Denis-Focus Dental actually charges.

For dental prostheses (crowns, bridges, implants), however, ÖGK reimbursement is significantly more restricted: Fixed dental prostheses are generally not subsidized - with the exception of special medical cases. Removable prostheses, on the other hand, are subsidized with up to 75% of the costs after prior approval. Important: Starting May 2025, ÖGK has increased the co-payment for essential dental prosthetics from 25% to 30%.

Dentist Hungary ÖGK – why is it still worth it?

Even though ÖGK Cost Reimbursement Hungary is limited for dental prosthetics, the financial advantage remains significant. A zirconium crown at Denis-Focus Dental costs from €100 – in Austria, on the other hand, you pay €900–1,400. Therefore, even if the ÖGK provides no subsidy, you save 80–90% of the costs. For conservative treatments, you also receive the full ÖGK subsidy. This makes the combination of Dental treatment covered by health insurance and visits to the dentist in Hungary particularly attractive.

BVAEB and dental treatment on health insurance in Hungary

Public servants who at the BVAEB insured individuals benefit from somewhat more generous regulations: The BVAEB also grants a subsidy for implants in certain cases. Therefore, it is worthwhile to inquire directly with the BVAEB before treatment about which services will be reimbursed in your specific case – Denis-Focus Dental provides the treatment and cost plan for the inquiry free of charge.

Private Dental Insurance - A Sensible Supplement to Health Insurance

Those with private supplementary dental insurance can often have most of their treatment costs reimbursed – including for implants, zirconia crowns, and bridges. Depending on the plan, private insurance companies cover 80–90% of the costs. Denis-Focus Dental therefore prepares the treatment and cost plan in German free of charge, which you can submit to your insurance company before treatment begins to clarify the reimbursement amount in advance.

Why Denis-Focus Dental Dental treatment covered by health insurance From Austria?

Denis-Focus Dental in Mosonmagyaróvár is located right on the Austrian border – accessible in about 45 minutes from Vienna via the A4/M1. For over 25 years, we have been treating patients from Austria, Germany, and Switzerland. Our German-speaking team is familiar with the requirements of Austrian health insurance companies and prepares all documentation accordingly. More than 16,540 satisfied patients from German-speaking countries confirm this. You can find an overview of all our treatments on our page about Dentures in Hungary.

Terms of payment

Payment Terms at Denis-Focus Dental

Our payment system is based on the treatments actually carried out. After receiving the cost estimate, the entire treatment plan is broken down transparently into individual installments. The installments are allocated to the respective treatment dates so that you only ever pay for the services performed on the day in question. This means that there are no hidden or subsequent costs.

Before treatment begins, you will know exactly: the total amount, the individual partial amounts, and their due dates. Prepayment of the entire treatment amount is not possible, as payment is always based on the services rendered.

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Bar or bank card
Payment is made on site in cash or by bank card. Bank transfer is not possible.
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Partial payments per appointment
You will only pay for services rendered on the respective day – no advance payment of the total amount is possible.
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Final bill at the end
Upon completion of treatment, you will receive a final bill, which will serve as the basis for submission to your health insurance company.
Frequently asked questions

Frequently Asked Questions about Cost Reimbursement in Austria

Yes. As an Austrian insured person, you have the right to receive treatment in any EU country. The ÖGK (Austrian Health Insurance Fund) reimburses 80%% of the contracted dentist's tariff for conservative treatments (fillings, X-rays, dental cleaning). For dentures (crowns, bridges, implants), reimbursement is severely limited – only possible in special medical cases.
For conservative treatments (fillings, X-rays, dental cleaning) No prior authorization required. For removable dentures, the ÖGK recommends prior approval. Denis-Focus Dental will create a cost and treatment plan for you free of charge, which you can submit to the ÖGK before treatment.
application is always submitted by the Patients themselves submitted to their health insurance. As a private provider in Hungary, Denis-Focus Dental is not permitted to contact foreign health insurance companies directly. You will receive all documents in full so you can submit them yourself – this ensures that the reimbursement goes directly to you.
We provide: detailed individual invoices per appointment, a final invoice upon completion of treatment, the treatment plan/cost estimate, a medical justification upon request, as well as X-rays and CT scans. All documents in German, free.
Yes. The BVAEB also grants subsidies for implants in certain cases. Depending on the plan, private dental insurance policies cover 80–90% of the costs – including for implants, zirconium crowns, and bridges. It is worthwhile to inquire with your insurance company before treatment.
Reimbursement usually occurs after the completion of the entire treatment. Denis-Focus Dental will issue an invoice for each appointment and a final invoice at the end, confirming the completion of treatment.
Please forward the documents requested by the insurance company. We will fill them out and send them back to you for submission. If a medical justification is required, we will also prepare that for you.
The Health insurance subsidy Hungary For dental prosthetics, it's a fixed amount based on the Austrian contracted dentist tariff – not the actual invoice amount from Denis-Focus Dental. For conservative treatments, ÖGK reimburses 80%% of the tariff. For fixed dental prosthetics (crowns, bridges), ÖGK reimbursement is limited to special medical cases. BVAEB and private supplemental insurance may cover more.
Yes, as an EU citizen, you have the right to any Dentist in Hungary to visit without prior authorization. Denis-Focus Dental in Mosonmagyaróvár can be reached from Vienna in about 45 minutes via the A4/M1. For conservative treatments, you can then simply submit the invoice to your Health insurance in Austria submit.

Questions about reimbursement?
We advise you free of charge.

Our German-speaking team knows the requirements of ÖGK, BVAEB, and private insurance companies. Free initial consultation – non-binding, personal, in German.

Contact us now info@denisdental.com 00 800 9200 9200